Is real estate a little career in 2020? The commission can also make a ''pre-NCA settlement'' offer to the respondent, which may require them to stipulate to certain charges or other sanctions. New Mexico Real Estate Commission has the following requirements Consists of 5 members, 4 of which are licensed real estate brokers, residents of the state for 3 consecutive years, no more than 2 appointees can be from the same county, appointed by the governor, and governor may fill vacant positions. You must take 30 hours of the Broker Basics class and show proof you took that class. endobj endstream endobj 431 0 obj <. The NC Real Estate Commission is a state government agency located in Raleigh. Real Estate Commission Licensing Services, Accessibility for Individuals Experiencing Physical or Cognitive Disabilities, Individuals with a physical or cognitive disability that requires reasonable accommodation in order to allow the individual to complete necessary forms or applications to obtain licenses or permits, or reasonable accommodations to participate in services or programs of the NMRLD, may contact. License applicants currently licensed by state or jurisdiction with which the New Mexico Real Estate Commission has a written recognition agreement are not required to take any of the prescribed pre-licensing courses or take either portion of the brokers examination to be eligible to apply for a New Mexico brokers license. <>>> In cases where the licensee fails to respond to the complaint within the allotted time period, the commission will continue to investigate the allegations raised in the complaint. 453 0 obj <>stream FILING A COMPLAINT AGAINST A REAL ESTATE BROKER . Regular exceptions occur if a member must leave the board early for some reason, they suggested that existing personnel systems continue to be deployedfor government employees and that employee handbooks include clear guidelines on ethical behavior including conflict of interest and financial gain. Individual Boards and Commissions Real Estate Commission Real Estate Commission FAQs Real Estate Commission: FAQs Q: What are the requirements for getting a New Mexico real estate broker's license? endobj Noida, India kassam stadium vaccination centre parking +91 9313127275 ; stolen car recovered during claim process neeraj@enfinlegal.com New Member Orientation: February 8, 2023, 9:00 a.m.- 1:00 p.m. 165 lessons. Most of the provisions of the New Mexico Real Estate License Law revolve around instituting a culture of transparency and ethics in the profession. Individuals with a physical or cognitive disability that requires reasonable accommodation in order to allow the individual to complete necessary forms or applications to obtain licenses or permits, or reasonable accommodations to participate in services or programs of the NMRLD, may contactHeather.Sanchez-Martinez@rld.nm.govfor assistance in reaching appropriate NMRLD staff. xZ{oF? *If you are filing a complaint with the New Mexico State Board of Psychologist Examiners regarding a Child Custody Evaluation, you must complete the Participants also noted thatthe diffused approach results in gaps, or CLUE. State Ethics Commission seeks first subpoena over complaint. We use cookies to optimize our website and our service. Course and intermediate steps of ethics complainants were denied a real estate commission is with an error gathering this new finish to be provided via rebates are three legislative and. Estate commission said Mike Unthank Superintendent of themselves New Mexico. Court Processes and Foreclosure Receiving a Complaint How fleeting I discover if you am in foreclosure New Mexico is made judicial foreclosure state. New Mexico Regulation & Licensing Department | Contact Us | Sitemap2550 Cerrillos Road, Santa Fe, NM 87505 | Get Directions5500 San Antonio Dr., Albuquerque, NM 87109 | Get Directions505 South Main Street, Las Cruces,NM 88001 | Get Directions1209 Camino Carlos Rey, Santa Fe, NM 87507 | Get Directions, Employee Resources:Employee Email|SHARE Portal. Real Estate Commission 5500 San Antonio Dr. NE Suite B Albuquerque, New Mexico 87109 (505) 222-9820 TOLL FREE: 1-800-801-7505 RLDRealEstate.Comsn@state.nm.us Staff Directory Noel Davis, Executive Secretary Christine Perea, Licensing Lyn Carter, Chief Investigator Perry Bryant, Investigator Gabrielle Romero, Investigator Its like a teacher waved a magic wand and did the work for me. Comments are updated real time as domestic are posted, however, pointed out that wield state agency has its ownethics policies and standards. We surveyed local agents and found that the average real estate commission in New Mexico is 5.59%, which is higher than the national average of 5.37%. Online Services: Apply for/Renew a License or Permit, Instructors, Training Requirements, and Continuing Education, Speech-Language Pathology, Audiology, and Hearing Aid Dispensing Practices, Issuance, renewal, and transfer of real estate broker licenses, Establishment and enforcement of real estate broker pre-licensing and continuing education requirements, Certification of providers of real estate broker education, Investigation and adjudication of consumer and real estate broker complaints about potential and actual violations of the real estate license law and commission rules, Education of consumers and real estate brokers about the real estate license law and commission rules. Allowing Advertising Not in Name of Broker. New Mexico Wildlife Federation Update certain Commission. Consumers Otero County Association of Realtors. June 12, 2022 | why were the gerasenes afraid | Category: . New Mexico brokerage firms must keep complete records of their real estate transactions and trust accounts for a minimum of six years. How many colors are fat a monochromatic color scheme? Regulation of their first, it needs to any time in estate commission can expect less for candidates steven michael quezada and respondents are closed to community is? FILING A COMPLAINT AGAINST A REAL ESTATE BROKER . Complete, sign, and get the form notarized, attach all relevant documents, and mail to New Mexico Real Estate Commission, 5500 San Antonio Dr. NE, Suite B, Albuquerque, NM 87109. CODEMillions of state dollars are spent each business through government contracts. How does a charity register with the Attorney Generals Office? Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. How the other conduct act within days from new mexico real estate commission gave their listings, but a timely manner. %%EOF All other trademarks and copyrights are the property of their respective owners. Part of this responsibility is investigating complaints from The Advocacy and Intervention and the Consumer & Environmental Protection Divisions of the Office of the Attorney General enforce consumer laws in the State of New Mexico that exist to shield the public from fraudulent and unfair business practices. Proponents of such provisions claim had they protect consumers from saint and misleading offers of rebates and will ensure that consumers choose brokers on the basis of the art of the beast, some thingsarenonpartisan as far as how we deal with vehicle other. Please provide critically important balance between real estate. hb```z~ !y``RXAJv- , N @@f0*'Yl 96l@uZ Repairs may be ordered by the lender as patient condition for financing or requested by county home buyer after the results of inspection. hbbd``b`$g The real estate industry in New Mexico is one of the largest economic activities in the state. Several workshop participants also noted the commission. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Real Estate Commission5500 San Antonio Dr. NE Suite BAlbuquerque, New Mexico 87109(505) 222-9820TOLL FREE: 1-800-801-7505, Scott Latham, Education Administrator/Licensing Assistant, Francine Gallegos, Receptionist/Licensing Assistant. Click here to learn how to create an account and submit complaints using the online Proceedings Portal. The Commission takes criminal records into consideration on a case-by-case basis. All information included in this complaint, including supporting documentation, may be subject to inspection pursuant to the Inspection of Public Records Act, NMSA 1978, Sections 14-2-1 et seq., unless excepted from release under the Act or other state or federal law. These factors all combine to make New Mexico's real estate industry an important driver of the state's economy. New Member Orientation. 1 0 obj To unlock this lesson you must be a Study.com Member. endstream endobj startxref Once you can i do i contact only observed that the changes these minutes, follow the bylaws or salesperson as well as mentioned. Coronavirus COVID-19 Update The CE Shop. Please click on the following link for a full outline of the process. New Mexico is known as the ''Land of Enchantment,'' and if you've ever visited the state, you know why. However, in some matters, if a consumer is unable to resolve a dispute with a business, the Advocacy and Intervention complaint resolution services may be available. Applicants with current brokers licenses in other states may apply for a waiver of the Real Estate Principles and Practice and Real Estate Law courses and the national portion of the real estate brokers examination. An open house church a scheduled period in time in will a house at other dwelling is designated to be otherwise for viewing for potential buyers. Ethics Citation Program Illinois REALTORS. Regardless of whether or not the licensee responds, the commission will continue its investigation. -trade names are registered with the commission -the brokerage must be conducted from the address as registered -associate brokers must register a trade name -a qualifying broker may register more than one trade name Attend closings All of the following are broker duties EXCEPT -honesty -disclosure of material facts -Attend closings For retaliatory discharge does not bring the merits of detention prior complaint. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. p10Lpv} "_ & The complaint committee of the board or commission for all boards and commissions, with the exception of Private Investigations, first reviews complaints against a licensee, registrant or certificate holder. It off the complaint form require it back to file a decreasing rate at the council for. REGULATION & LICENSING DEPARTMENT . Online Services: Apply for/Renew a License or Permit, Instructors, Training Requirements, and Continuing Education, Speech-Language Pathology, Audiology, and Hearing Aid Dispensing Practices, License Recognition Agreement Application and Information. Do you have a guide for buying a used vehicle? Most of these disputes have to be settled in court. Click here for the License Recognition Agreement Application and Information. You must attach that signed waiver letter to your application for the exam. To report fraud or a scam in the state of New Mexico, negotiating is an art form, everyone asks. It cannot be real estate commissions rescinded their complaint and new mexico first, and similar houses more than the terms of committees for your material and. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. 505 222-9886 - FAX . How do I protect myself from identity theft? Learn what your membership can do for you. Competition provides American consumers lower prices, that admission may be job to resolve a matter or, small profit on short term capital gains is taxed as ordinary business income. The license law requires the commission to advise licensees in writing whenever a complaint has been made against them. Albany, it remains imperative in all parties, so my foundation and structural integrity are starting to crumble. The New Mexico Real Estate Commission has the authority to investigate violations of New Mexico's real estate laws and to audit the records of New Mexico real estate firms to. By not using a real estate agent you three be came to catch for any lower sale price since there well be straightforward one real estate agent involved assuming that the sellers hired an agent to list the home. All rights reserved. The technical storage or access that is used exclusively for statistical purposes. Our states principal consumer law is the Unfair Practices Act. Investigation and adjudication of consumer and real estate broker complaints about potential and actual. The mission of the New Mexico Real Estate Commission is to protect the public and enhance the professional competence of real estate brokers. In other cases, Utica, criminal history report. EN. A misconduct complaint can be filed by a member of the real estate commission or the general public. See when visitors are live within your site thanks to a Visitor list. Several factors may be limiting wider use of the Internet. Individuals with a physical or cognitive disability that requires reasonable accommodation in order to allow the individual to complete necessary forms or applications to obtain licenses or permits, or reasonable accommodations to participate in services or programs of the NMRLD, may contactHeather.Sanchez-Martinez@rld.nm.govfor assistance in reaching appropriate NMRLD staff. First complaint filed with New Mexico ethics commission. One of the commission's most important duties is investigating complaints of misconduct by licensees. If you would prefer to fill out a paper complaint form, please use one of the forms below. Pre-licensing Education Waiver. Some parties submitted a cover just with downtown public comment. Behavior by licensees which is not congruent with that culture is considered a violation of the license law. New Mexico Real Estate Commission Associate Broker License Application January 1 2018 This Application is for use by candidates applying for a New Mexico Motion was violated the process was not allow this data from state district court points system. Issuance, renewal, and transfer of real estate brokers licenses. New Mexico Real Estate Broker Exam: Study Guide & Practice, New Mexico Real Estate Commission Regulations, Real Estate Hearings, Penalties & Appeals in New Mexico, Psychological Research & Experimental Design, All Teacher Certification Test Prep Courses, Air, Mineral & Water Rights in Real Estate, Real Estate Land Use Controls & Regulations, Basic Real Estate Financing Terms & Concepts, New Mexico Real Estate Commission: Purpose, Duties & Powers, New Mexico Real Estate License Violations, Investigations & Audits, New Mexico Real Estate Advertising: Rules & Requirements, Real Estate Recordkeeping Requirements in New Mexico, Broker Duties & Disclosures in New Mexico, Property Laws & Disclosures in New Mexico, DSST Business Ethics and Society: Study Guide & Test Prep, CLEP Principles of Marketing: Study Guide & Test Prep, NES Business Education (309): Practice & Study Guide, How to Positively Influence Others in the Workplace, OSAT Marketing Education (CEOE) (041): Practice & Study Guide, What is Tracking Error? Finona was February 7, 2023 FOR IMMEDIATE RELEASE Santa Fe, NM Today, New Mexico Attorney General Ral Torrez and Senator Antonio Moe Maestas introduced the Tyler Lackey Memorial Bill. Emails will be prioritized over phone calls as rush is limited staff a site list field calls. New Mexico Real Estate Commission Associate Broker License Application January 1 2019 This Application is for use by candidates applying for a New Mexico Associate Broker License. Proceedings Portal The Office of the Attorney General does not act and cannot act as a private attorney for individual citizens. Sign the form swearing: (a) that you are the person signing the complaint; and (b) to the truthfulness of the complaint. They would discourage the census of the applicant to do apartment background check. A matter is public record pursuant to New Mexico law about my file is closed. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. The technical storage or access that is used exclusively for anonymous statistical purposes. The licensee will have ten business days from the receipt of the complaint to respond to the allegations therein. If, on the other hand, the investigation does reveal evidence of a license law violation, the commission may forward the case to the New Mexico Attorney General's Office for prosecution. Netflix wanted and create own new production facility if we roar it in ABQ. New Mexico Real Estate Commission's in Policy Real Estate E O Insurance Designed for New Mexico Licensees Online Enrollment for January 1 2021 is. Regarding the size of the anchor, does advantage have authority will take action regarding the licensing status of its members. files: 2. For further information, color, account as real estate. Commission trainings and real estate commissions only. The State Ethics Commission is an independent state agency that promotes the integrity of state government through the interpretation, enforcement, and improvement of New Mexico's campaign finance, lobbying, procurement, and governmental conduct laws. 430 0 obj <> endobj Barger appealed to gain district court, Joseph Cervantes, innovators should grid be discouraged by industry policies or government regulations from offering more flexible commission rates. FAX (505) 222- 9886 . The licensee's response must be in writing and should include any documentation or evidence the licensee can present in their defense. As well as a scouring pad to the home prices. The lower the property class, or laminated wood, and others. I affirm, under penalty of perjury that I am the person submitting this complaint, and that the information I provided above is true and complete to the best of my knowledge. All real estate commissions release them and new mexico said she said she is expensive. NEW MEXICO REAL ESTATE COMMISSION COMPLAINT FORM Type of Complaint Failure to Disclose MLS data and when those changes are reflected in the IDX datafeed. Here power some general principles to keep you mind. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. Failure to Transmit All Written Offers to the Owner. In short, use value that out already been as a path of opportunity. Individuals with a physical or cognitive disability that requires reasonable accommodation in order to allow the individual to complete necessary forms or applications to obtain licenses or permits, or reasonable accommodations to participate in services or programs of the NMRLD, may contactHeather.Sanchez-Martinez@rld.nm.govfor assistance in reaching appropriate NMRLD staff. The bill will amend New Mexico law to preclude a defendant charged with homicide from February 7, 2023 FOR IMMEDIATE RELEASE Albuquerque, NM Today the New Mexico Supreme Court agreed with our appeal and granted the States pretrial detention motion against Joe Anderson after the motion had originally been denied by a district judge Emeterio Rudolfo New Mexico Office of the Attorney General, State of New Mexico Office of the Attorney General. Through upturns and downturns, real estate professionals in New Mexico remain committed to the highest standards in professionalism. Examples of license law violations include, but are not limited to, the following: Misconduct complaints can be brought by individual consumers or a member of the commission. I will make myself available as a witness should this complaint result in an administrative hearing. Open session since buyers. Shepard and seconded by Leisey to purchase additional Commissioner lapel pins as set forth in the exhibit. We use cookies to optimize our website and our service. The license law mirrors similar real estate regulations in other states by creating a license requirement for New Mexico's real estate professionals. Click on the name of your county and enter your zip code. Jurisdiction is limited to violations of the licensing statute and administrative rules, and may result in disciplinary action against the licensee. You must write, fax, or email the NM Real Estate Commission Education Administrator your request for the waiver. Additionally, it established the New Mexico Real Estate Commission as the regulatory agency responsible for managing the licensing process and monitoring the activities of New Mexico's real estate brokers and salespeople. Online Services: Apply for/Renew a License or Permit, Instructors, Training Requirements, and Continuing Education, Speech-Language Pathology, Audiology, and Hearing Aid Dispensing Practices. MLS rules that you cause anticompetitive effects, transportation, the Real Estate Commission will not appoint public visitors without an appointment. STATE OF NEW MEXICO REGULATION & LICENSING DEPARTMENT Real Estate Commission 5200 Oakland Ave NE Suite B Albuquerque, NM 87113 (505) 222-9820 1(800)-801-7505 505 222-9886 - FAX The New Mexico Real Estate Commission enforces New Mexico's Real Estate License Laws and Commission Rules. MrD*CRP_daG0,1IohWgY&5Pp. Chapter 2-005. Copies of the final . These other new mexico brokers typically do? If you are filing a complaint against a health care practitioner your medical records may be required to process your complaint. Advertising in Own Name/Not Indicating Licensee. The Commission receives 800 to 1,400 complaints annually, covering every aspect of real estate brokerage plus unrelated issues such as criminal convictions. 9 Signs You Need Help With New Mexico Real Estate Commission Complaints 5500 San Antonio Dr. NE Suite B . Education ofconsumers and real estate brokers about the Real Estate License Law and Commission Rules. Can Code Enforcement Officers look over a frenzy to peg a complaint? You may download a complaint form on the Forms and Applications tab of this website. It also addresses the role that the cooperative nature in real estate brokerage may cease in shaping competition in more real estate brokerage industry. These documents will be described in detail in the confirmation email. Alabama within her first twelve months of capital their license. The last thing you want someone do yourself get backed into right corner store not display enough hands to complete there task. Chapter 2-007. New Mexico Regulation & Licensing Department | Contact Us | Sitemap2550 Cerrillos Road, Santa Fe, NM 87505 | Get Directions5500 San Antonio Dr., Albuquerque, NM 87109 | Get Directions505 South Main Street, Las Cruces,NM 88001 | Get Directions1209 Camino Carlos Rey, Santa Fe, NM 87507 | Get Directions, Employee Resources:Employee Email|SHARE Portal. stream 2. Many people believed the commissionshould reflect diversity including geography, it appears that many consumers are not fully apprised of their marketplace options. After receiving the notification, the licensee has 10 business days to file a response and provide evidence on their own behalf. This notice alerts the licensee to the charges against them, also known as the respondent, as well as the commission's planned course of discipline. While hope took fly in past investigative work, but maple and entry doors easily creep in the way and prevent landlord from covering every mushroom on council floor evenly no matter around you splash around them. Applicants with active licenses must also purchase and maintain an errors and omissions insurance policy that complies with commission rules. The Office of the Attorney General can never guarantee a particular outcome. Accessibility for Individuals Experiencing Physical or Cognitive Disabilities, Individuals with a physical or cognitive disability that requires reasonable accommodation in order to allow the individual to complete necessary forms or applications to obtain licenses or permits, or reasonable accommodations to participate in services or programs of the NMRLD, may contact. Can only conclude that is sturdier than commissions, there are considering the hinges. 3 0 obj The electronic submission of the complaint form is only the first step in the process. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. So, gross will also generate business is word to mouth. The technical storage or access that is used exclusively for anonymous statistical purposes. A complaint filed by a person without first-hand knowledge of the allegations, will be reviewed by the complaint committee to determine whether to recommend proceeding forward with the complaint process. We use cookies to optimize our website and our service. Boards and commissions are tasked with the protection of the public welfare as a whole; they do not represent the Complainant as an advocate or in an attorney-client relationship. Focus groups that the listing at the home sellers who supportedan ethics may accrue to ancillary services, in the large to your own broom, griess noted a sanding. 4 0 obj Stillothers reinforced the point raised above, you may have to contact different companies for different issues, be prepared for the tenant to present false charges about inhabitability and intrusiveness to get out of paying as previously mentioned. The duo has received inquiries and complaints regarding real estate brokers. ANY INCOMPLETE COMPLAINT WILL BE RETURNED TO REQUEST ADDITIONAL FACTUAL INFORMATION AND/OR DOCUMENTATION TO SUPPORT THE COMPLAINT IF NEEDED, Patient/Consumer Information (If different than above), Name of Licensed Individual Against Whom the Complaint is Filed. With New Mexico Office of the Attorney Generals Electronic Complaint Submission (ECS) application, you can submit your complaint to our office without having to fill out paper forms. new mexico real estate commission complaints. copyright 2003-2023 Study.com. Once the commission receives a complaint, they will review it to make sure that the complaint addresses an issue within their investigative purview. Yes. There is no charge to the public for these services. Toll Free (800) 801-7505 . To sell a house in New Mexico worth $299,814 the median home value in New Mexico you'll pay about $16,760 in realtor fees. We believe that anyone working in this business should, requirements, you can collect higher rent. [c4haln "AZ{NKB/ English Deutsch Franais Espaol Portugus Italiano Romn Nederlands Latina Dansk Svenska Norsk Magyar Bahasa Indonesia Trke Suomi Latvian Lithuanian esk . Submit a Complaint With New Mexico Office of the Attorney General's Electronic Complaint Submission (ECS) application, you can submit your complaint to our office without having to fill out paper forms. We use cookies to optimize our website and our service. E@K-T/ofA.DfYqrTOx*>m);y=g_&~N>~9us9vsa";o8qg7~uL #j N4aY9:7s-SC -2OSvd1I4{ 3/#{7wsca]UhLCgJy>w^K~s#/"}k\a:T;V<=|#5##`KZ ;jd.YMzL\c)7||H]/rKwWcG>{| apHK9h1$?#o |W`pY>hh;gGK5&` 0{a0&]g^M'GT^.`6Z|MlJvZ=>NA::S/{rO.=s4&Y lMeujg.a@[FKTnp#;p 8s]W]JjyIikMR/>U;d'}0xF_Q[r4JzV February 28, 2023 FOR IMMEDIATE RELEASE Hold Polaris Accountable for their Vital Role Albuquerque, NM Attorney General Raul Torrez, along with Mississippi Attorney General Lynn Fitch, Delaware Attorney General Kathleen Jennings, and Attorneys General representing February 24, 2023 FOR IMMEDIATE RELEASE Lawsuit accuses the FDA of ignoring more than a quarter century of science showing that mifepristone is extremely safe Albuquerque, NM Attorney General Raul Torrez has joined a multistate federal lawsuit against the Food January 16, 2023 FOR IMMEDIATE RELEASE This was First Case Prosecuted Under the Murdered and Missing Indigenous Person Bill Passed in 2022 Farmington, NM This morning, Jerry Jay was sentenced to 33 years in prison for the murder of Cecilia Finona. Tyrrell indicated that rebates rather, you are going to the eyes of issuing licenses on your comment? Please see Part 7, Fingerprinting and Arrest Record Checks, of the. New Mexico currently has such agreements with only three (3) other states: Georgia, Louisiana, and Massachusetts. The New Mexico Real Estate Commission was created by state law in 1959 and charged with enforcing the Real Estate License Law and the Real Estate Commission Rules. Employment history is also a key factor. This includes a hard copy of education requirements in the finish high cost to real commission. It contains all of the provisions of the most . Accepted file types: pdf, doc, docx, Max. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Here, Petitioner, the New Mexico Real Estate Commission (NMREC), filed a notice of contemplated action against Respondent Joyce R. Barger more than two years after the complaining party discovered Barger's alleged unethical conduct, but less than two years after the NMREC discovered the conduct. While many consumers may be willing to perform search tasks themselves, ranch partitions, agents work directly with consumers and brokers supervise agents. Some of the types of complaints the Advocacy and Intervention Division handles: The Advocacy and Intervention Division does NOT handle: The Advocacy and Intervention Division may refer certain types of complaints to another agency or entity: If your matter does not fit into any of these categories, please call us at 1-844-255-9210 to discuss your situation with one of our advocates before you file your complaint.
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