The Card cannot be redeemed for cash. Never share your PIN with anyone and do not enter your PIN into any terminal that appears to be modified or suspicious. We use cookies for security purposes, to improve your experience on our site and tailor content for you. This information, along with a 12-month history of the Card Account Transactions, is also available via the MAJORITY App. If you do not have enough funds available in your Card Account for the amount authorized by you, your transaction will be declined. Fax Numbers. If you do not promptly add sufficient funds to your Card Account to cover the negative balance, in addition to any other remedies or actions, we may cancel your Card and Card Account and pursue collection. When you use your Card, you are redeeming the value on the Card and not making a withdrawal from a checking or savings account. . with your Visa Commercial card. Click on this link to access the MoneyIQ for Business Financial Literacy and Education Center. Any such fee will be deducted from the balance of the Card, along with the amount of the withdrawal performed at the ATM. Control physical accessPrevent access or use of business computers by unauthorized individuals. Limitation of Liability and Indemnification. You can manage your preferences. For further information please go to Expense . For mail order, telephone, Internet or other card-not-present purchases, merchants may choose to route a transaction as a PIN transaction without asking you to enter your PIN. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification and other information necessary to verify your identity. If your Card Account is in good standing and you have available funds on the Card, we will issue you a new Card upon expiration. If we decide to do this, we will credit your Card within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete the investigation. Any funds withdrawn from a POS device or through a participating bank will be subject to the maximum amount that can be spent on your Card per day. Use theSupply Chain Risk Management Toolkitto help shield your business information and communications technology from sophisticated supply chain attacks. The Card may only be used for personal, family or household purposes, and we may cancel your Card if we determine that it is being used for commercial purposes. issuer name / bank card brand card type card level; 425755: united states: sutton bank : visa debit prepaid 450812: united states: sutton bank : visa debit prepaid 452283: united states: sutton bank : visa credit classic 470199: united states: sutton bank : visa debit prepaid 472001: united states: sutton bank : visa debit business 479146 . Yes, you can choose Canadian or US currency cards for your Canadian employees. Yes, you can add your own logo or create a custom credit card with the background image of your choice. This Agreement is effective April 01, 2021. Critical data includes word processing documents, electronic spreadsheets, databases, financial files, human resources files, and accounts receivable/payable files. 20192023 MAJORITY USA, LLC. We advise the regular use of a reputable and readily available virus screening and prevention software. In most BEC attacks, there are three major stages: Also known as the man-in-the-email attack, BEC scams start with a large amount of research, with the attacker going through publicly available information about the company, like websites, press releases, or social media published content. or Sutton Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. ***Transactions may be subject to limitations under applicable law, including the Bank Secrecy Act and anti-money laundering laws. If you seek to withdraw cash from a merchant POS device, please note that each merchant may establish limits as to how much cash may be obtained from a POS device at a single time or through a single location. The finally Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. . Apple Pay participating banks and card issuers in Asia-Pacific Is Upgrade a bank? - Upgrade Any translation of this Agreement is provided for your convenience. To initiate a PIN transaction at the point of sale, select Debit and enter your PIN at the point of sale terminal. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. Reduce purchasing . Judgment on the arbitration award may be entered in any court having jurisdiction. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. If you do not agree to the terms and conditions contained in this Agreement, do not activate or use the Card and contact Customer Service to cancel your Card. You may not use your Card for any online gambling, escort services or any illegal transaction. Our Privacy Statementexplains how we use cookies. Assignment; Applicable Law; Severability. The Gift Card Granny Visa Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. VISA - SUTTON BANK - UNITED STATES - BIN List $0. Purchased at a Walgrens on 12/20/21 at 1:23 pm. Your Card will not be available for activation until Sutton Bank has verified your identity. Expense management. You will receive a weekly report for your action. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. 2 Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if . Most are the reloadable type. FEATURES INCLUDE: Visa Gift Card from $20-$500 denominations. It is important to know your available balance before making any transaction. U.S. Dollar Exchange In Sydney & use of Visa Cards If you are still experiencing issues, please call 833 . Employees and emails are a leading cause of data breaches for small businesses because they are a direct path into your systems. WE WILL NOT BE LIABLE TO YOU FOR: DELAYS OR MISTAKES RESULTING FROM ANY CIRCUMSTANCES BEYOND OUR CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOVERNMENTAL AUTHORITIES, NATIONAL EMERGENCIES, INSURRECTION, WAR, OR RIOTS; THE FAILURE OF MERCHANTS TO HONOR THE CARD; THE FAILURE OF MERCHANTS TO PERFORM OR PROVIDE SERVICES; COMMUNICATION SYSTEM FAILURES; OR FAILURES OR MALFUNCTIONS ATTRIBUTABLE TO YOUR EQUIPMENT, ANY INTERNET SERVICE, OR ANY PAYMENT SYSTEM. You may obtain information about the current amount of money you have remaining in your Card Account by calling 1-855-553-3388. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. An extremely important step an organization must take in safeguarding against BEC is to provide employees with adequate cybersecurity training. Customer Service Number: 1 (855)-553 3388. Find the best card for your small business. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. If you want to cancel the Card, the Card Account and this Agreement please contact Customer Service. . We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. Be sure to use different passwords for your different accounts. 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. You are responsible for all authorized transactions initiated and fees incurred by the use of your Card. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase. We further reserve the right to offset any negative balance by any current or future funds you may load to or maintain in your Card Account or funds in any other Card Account you maintain with us now or in the future. Business Fraud Prevention | Sutton Bank - Ashland, OH Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. For better lifestyles. This free app provides you with quick access to the online banking tools you need, so you can manage your finances on the go. ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. NO CLASS ACTION, OR OTHER REPRESENTATIVE ACTION, OR PRIVATE ATTORNEY GENERAL ACTION, OR JOINDER OR CONSOLIDATION OF ANY CLAIM WITH A CLAIM OF ANOTHER PERSON SHALL BE ALLOWABLE IN ARBITRATION. You will need to tell us: 2. $4.95 Purchase Fee. When you notify us about an error we may require that you complete our error/dispute form which you need to complete in writing and provide to us within the (10) business days. In connection to these actions, we may need certain information from you, such as your full name, Card number and transaction history details. Online marketplaces. Training employees on basic internet best practices can go a long way in preventing cyber-attacks. If you use your Card number without presenting your Card (such as for an online transaction), the legal effect will be the same as if you used the Card itself in-store. According to theFBIs Internet Crime Report, the cost of cybercrimes reached $2.7 billion in 2020alone. Use strong passwordsUsing strong passwords is an easy way to improve your cybersecurity. * Rewards offers are subject to approval. SUTTON BANK PREPAID RULE SHORT FORM DISCLOSURE, Fees associated with your Majority Prepaid Visa Card, 2. Use open APIs to create new payment products or streamline supplier and workforce payments. For Westpac issued products, conditions, fees and charges apply. For the avoidance of doubt, the use of your Virtual Card will have the same legal effect as when you use your Plastic Card. Payments are then sent to fraudulent bank accounts. *The MAJORITY app facilitates banking services through Axiom Bank, N.A. Similar to logging in online, the app will usually provide you with a home screen once you . Read More Business Details. Our business days are Monday through Friday, excluding US federal holidays, even if we are open. There are also maximum load restrictions we may place on your Card when aggregated with any other Cards you have. Scale Merchant Acceptance: Provide consumers with the ability to make a purchase using their BNPL provider at . All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. Malware (malicious software) is an umbrella term that refers to software intentionally designed to cause damage to a computer, server, client, or computer network. arrow_forward. If you arrange to have funds transferred directly to your Card Account from a third party through an ACH load, you must enroll with the third party by providing the bank routing number and direct deposit account number that we provide you. By applying for or otherwise by activating the Card, retaining, using or authorizing the use of the Card or any other services provided by us, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien (with valid U.S. tax ID number) residing in the United States, Puerto Rico or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. ACH transactions and wire transfers are the fastest way to move funds to another business, person, or other recipient. You may not permit another person to have access to your Card or Card number. Lost or Stolen Cards/Unauthorized Transfers. If you need to replace your Card for any reason we recommend that you make your request for a replacement Card within the App. 29. An ideal card for easy and efficient business purchases. These transaction limit amounts may be lower when your card is not present, such as an online transaction. You agree that the Issuer, Majority USA, LLC, and their respective affiliates, employees, or agents are not responsible for any interruption of service. | The Revenued Business Card is a purchase of future receivables and not a loan. When you use your Card or Card number to initiate a transaction at certain merchant locations, such as hotels, restaurants, gas stations, and rental car companies, where the final purchase amount is unknown at the time of authorization, a hold may be placed on the available funds in your Card Account for an amount equal to or in excess of the final transaction amount. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. Configure all software to install updates automatically. Preauthorized transfers will not be allowed. H-E-B engages in the money transmission business and/or sale of stored value products as an authorized delegate of InComm Financial . You must surrender a revoked Card and you may not use an expired or revoked Card. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history. A card that can help drive process efficiencies and improve control over procurement spend. Cash App Money Transfer: What It Is, How to Use It - NerdWallet No one else may sign the rejection notice. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Organizations must have complete policies and methods for communicating with their constituents, workers, and stakeholders, as well as the general public, in order to be successful. This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. Over the last seven years, Sutton has focused on providing corporate banking services to fintech. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. Total credit lines from $500 to $25,000. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rellevate handles all customer service for the program. MasterCard and Visa currently use a conversion rate that is either: (a) selected from a range of rates available in the wholesale currency markets (note: this rate may be different form the rate the association itself receives), or (b) the government-mandated rate. To the extent permitted by applicable law, we may cancel or suspend your Card, your Card Account, or this Agreement immediately, for any reason, and without notice to you. The card was sealed in original packaging until approximately 8:45am on 09/30/2022. A cybersecurity risk assessment can identify where a business is vulnerable, and help you create a plan of actionwhich should include user training, guidance on securing email platforms, and advice on protecting the businesss information assets. The Revenued Business Card Visa Commercial Card is powered by Marqeta. If any portion of this arbitration provision is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. @alexandra 01/24/22 This answer was first published on 01/24/22. Unfortunately, cybercriminals have discovered how to steal your hard-earned money. Transactions made outside of the 50 United States, the District of Columbia, Puerto Rico, and other U.S. territories are also subject to this conversion fee even if they are completed in U.S. currency. They use a variety of tools including phishing emails, compromised legitimate websites, fake friend requests on social sites, and malware to obtain your bank logon credentials. No Warranty of Availability or Uninterrupted Use. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. Sezzle Virtual Card - Sezzle We reserve the right to block, suspend, or cancel your Card if, as a result of our policies and processes, we detect what we reasonably believe to be fraudulent, suspicious, or criminal activity or any activity inconsistent with this Agreement. ZA Bank (Visa Debit card) *Bank-issued American Express cards aren't supported. Check with your vendors that handle sensitive data, especially financial institutions, to see if they offer multifactor authentication for your account. Macao . Because people have a natural desire to be helpful and prove their usefulness, therefore likely to becomevictims of BEC attacks. Get a Visa License Are you interested in becoming a Visa licensed client? FEDERAL PAYMENTS: THE ONLY FEDERAL PAYMENTS THAT MAY BE LOADED TO YOUR CARD ACCOUNT VIA A DIRECT DEPOSIT ARE FEDERAL PAYMENTS FOR THE BENEFIT OF THE PRIMARY CARDHOLDER. The exchange rate used on the central processing date may be different than the rate that was in effect on the date you performed the transaction. | The Revenued Business Card is a purchase of future receivables and not a loan. If we ask you to put your complaint or question in writing and you do not provide it within ten (10) business days, we may not credit your Card. Learn about the threats and how to protect yourself. Adult and Child/Youth Opal cards are also available over the counter from most retailers, including most convenience stores and newsagents. Reap the benefits of your hard work, with our Platinum Credit Card. Additional information and applicable terms and conditions will be provided to you in the App and at the Website. Cash Sutton Bank Terms of Service The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa . 1 Securely lock your Business Visa Debit Card when you need to and unlock it again when you don't. Use it to control your business expenses while you're working out the best financial decisions for you. Amendment, Suspension and Cancellation. Visa Commercial Card - Scotiabank Credit Cards | Bank of Sydney We will reject any loads that exceed the maximum balance allowed on your Card. If you do provide access to your Card or Card number, you are liable for all transactions incurred with the Card or Card number. 12. Banco Nacional Ultramarino, S.A. (Mastercard and UnionPay debit cards, Visa and UnionPay credit cards) . Requests for address or name changes may be subject to additional verification requirements. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. In that event, we may try to contact you at the address shown in our records. You agree that from time to time, without further notice to you, we may monitor and/or record telephone calls and electronic communications between you and us to assure the quality of our customer service or as required by applicable law. The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT YOUR RECOVERY FOR ANY ALLEGED NEGLIGENCE OR MISCONDUCT BY US SHALL BE LIMITED TO THE TOTAL AMOUNT LOADED ON THE CARD. Industry leaders across on-demand delivery, expense management, digital banking & more use Marqeta to quickly launch programs. To protect the use of your Card, you are required to set a personal identification number (PIN). MoneyIQ Financial Literacy and Education Center, Protecting sensitive customer and vendor information. Our Liability for Failure to Complete Transactions. Any translation provided may not accurately represent the information in the original English. Find out more. Additional terms and conditions may apply. Rejection of this Arbitration provision will not affect your other rights or responsibilities under this section or the Agreement. You may reject this Arbitration provision by sending a written rejection notice to us at: support@majority.com. Depending on the adversarys thoroughness, the BEC assault can occur in a single email or throughout an entire thread. For any other exception stated in our Agreement with you or by applicable law. If you make your email account available to any other individual, you agree that you are responsible for any release of any Account information to such individual.